Federal Student Loan Forgiveness Program

Borrower Defense to Repayment

If your school engaged in misconduct, made false promises, or violated state consumer protection laws, you may be entitled to 100% discharge of your federal student loans through this Department of Education program.

Check Your Eligibility Free

What Is Borrower Defense?

The Borrower Defense to Repayment program is a federal student loan forgiveness initiative established by the U.S. Department of Education. It allows borrowers to seek forgiveness of their federal Direct Loans if their school engaged in misconduct or violated certain state laws in connection with their loans or the educational services provided.

School Misconduct

If your school made false claims about job placement rates, misrepresented accreditation status, used deceptive recruitment tactics, or failed to deliver promised education quality, you may have a valid Borrower Defense claim.

Evidence-Based

Successful claims are built on documentation showing the school's misconduct. Our team helps you identify, gather, and organize the evidence needed for a strong Department of Education application.

Federal Application

We prepare and submit your complete Borrower Defense application directly to the Department of Education, including all required documentation, legal arguments, and supporting evidence for maximum success.

100% Discharge Possible

If approved by the Department of Education, you may receive complete discharge of your federal Direct Loans, a refund of payments already made, and removal of the loan entries from your credit report.

Schools We Commonly Handle

We have extensive experience with Borrower Defense claims for students from these for-profit schools. Our team knows the specific violations each school committed and how to build the strongest possible case.